Archive for the ‘ Asset Allocation ’ Category

Understanding Product Allocation

Professor Moshe Milevsky, a researcher, author, and speaker on personal financial planning, talks about not just asset allocation, but product allocation for retirement. Product allocation is the next step in the evolution of asset allocation, designed specifically for people close to or in retirement. Rather than allocating a pool of money among asset classes, you […]

Understanding Asset Allocation

A truly diversified portfolio isn’t a mix of stocks and bonds, but rather it includes some genuinely conservative investments that were created for Distribution Land. Why? Because stocks and bonds are subject to constant highs and lows, these fluctuations aren’t well tolerated by a portfolio where money earned is used as income rather than savings. […]