Archive for the ‘ Savings ’ Category


An Epidemic of Insufficient Savings

Vanguard does a report every year called “How America Saves” on the 401(k)-type plans that it manages. The 2013 Vanguard report has some interesting insights: Thirty-two percent of employees do not contribute to a 401(k). 27 percent of employees older than 55 do not contribute. Among employees with incomes greater than $100,000, 12 percent do […]