“Many people are so occupied with getting out of a career trap that they seem to care little about what happens after they leave their jobs. Too many people retire to nothing and then wonder why they feel empty and disenchanted.” From “Comfort Zones”, by Elwood Chapman and Marion Haynes  The point being, if you […]

How do you know you are getting smart financial advice? Can financial advice be quantified? A new Morningstar approach may help you put a value on the value of an advisor. Researchers at Morningstar have devised what they’re calling gamma to quantify the benefit planners can deliver to clients. Gamma is defined as the additional […]